Does My Child Need Dental Insurance?

Dental insurance is a cost-effective way to help make dental treatments more affordable. This is great news for you if you have a good policy, but what about your child? Are they covered by your plan? If not, you might want to consider making sure they are! Keep reading to learn why it’s a good idea to have dental insurance for your kiddo.

Pediatric Dental Insurance Coverage

Understanding the benefits of a pediatric dental insurance plan starts with getting a good sense of what services can be covered. Here’s a simplified breakdown:

• Preventative care treatmentslike fluoride applications, sealants, regular exams and cleanings, and X-rays are usually 100% paid for by insurance.
• Dental emergencies – a sudden toothache, injury, or cavity onset, for example – may be partially covered.
• Basic care that includes restorations like fillings and crowns is also something many plans can help with.

As with any insurance policy, you’ll have to read the fine print to know for sure what a plan does or does not cover for your child. Fortunately, if you have trouble understanding the lingo, your pediatric dentist and their friendly staff can take a look and help translate the details!

Early Preventative Care Saves Teeth

Pediatric dentists recommend taking your child in for their first visit as early as age one. This helps them help you by allowing them to see how your little one’s teeth are developing, Plus, preventative checkups and cleanings are super important for keeping cavities and gum disease at bay! Invest in a pediatric dental insurance policy sooner than later, and you could arrange these visits at no cost to you.

Stress Less in a Dental Emergency

A child in distress is already anxiety-inducing enough. The last thing you want to do during a dental emergency is wonder whether you’ll be able to afford treatment! If your little one ever cracks a tooth or develops a cavity, knowing your insurance will chip in on the costs will give you some peace of mind.

Reviewing the Basics

Dental insurance can be confusing, and that goes for children’s plans, too. So here’s the important takeaway: pediatric coverage can keep both your costs and stress low. Finding the plan that’s best for your family might involve some digging, but it’ll be worth it once it’s time to start scheduling appointments for your kiddo. Remember that your pediatric dental team is there to help you understand your insurance, and you’ll do just fine!

About the Practice

Dr. Maggie Davis and her team believe in taking the stress out of dental visits for both children and parents. That’s why we treat every child with a gentle touch and an attentive ear, and proudly accept most dental insurance plans. If you need quality dental care for your child or help with your insurance, contact our office at 727-786-7551.